November 6, 2009

The average rate for 30-year fixed-rate mortgages fell back below 5 percent last week, according the weekly rate report from Freddie Mac.

The average rate dropped to 4.98 percent, from 5.03 percent the previous week. One year ago, 30-year mortgages averaged 6.20 percent.

15-year fixed-rate mortgages also fell to an average of 4.4 percent this week, again besting one-year adjustable-rate mortgages, which currently average 4.47 percent

Freddie Mac attributes the reductions to strong refinancing activity in the first three quarters of this year.

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